Effective Date: July 10, 2026

1. About Us

Finvisor (formerly known as Bharat Financial Services) provides financial services including mutual fund distribution, investment guidance, financial planning, insurance assistance, and related financial solutions.

2. Information We Collect

We may collect the following information:

• Name
• Email Address
• Mobile Number
• Postal Address
• Date of Birth
• PAN Details (where applicable)
• KYC Information
• Bank Details (only when required)
• Investment Preferences
• Device Information
• IP Address
• Browser Information
• Cookies and Analytics Data

3. How We Use Your Information

Your information may be used to:

• Provide investment and financial services.
• Complete KYC verification.
• Process investment transactions.
• Respond to your enquiries.
• Send important service notifications.
• Improve website performance.
• Prevent fraud and unauthorized access.
• Comply with applicable laws and regulatory requirements.

4. Cookies

Our website may use cookies to improve your browsing experience, remember your preferences, analyze website traffic, and enhance overall performance.

5. Information Sharing

We do not sell your personal information.

Your information may be shared only with:

• Mutual Fund Companies (AMCs)
• Registrars & Transfer Agents (RTAs)
• KYC Agencies
• Payment Gateway Providers
• Government or Regulatory Authorities when legally required
• Technology partners providing services on our behalf

6. Data Security

We implement reasonable technical and organizational safeguards to protect your personal information against unauthorized access, misuse, disclosure, or alteration.

7. Data Retention

Your information is retained only for as long as necessary to provide our services, comply with regulatory requirements, resolve disputes, and enforce legal obligations.

8. Your Rights

You may have the right to:

• Access your personal information.
• Request correction of inaccurate information.
• Withdraw consent where legally permitted.
• Request deletion of your personal data, subject to applicable laws.
• Raise grievances regarding data privacy.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

10. Children's Privacy

Our services are intended for individuals who are legally eligible to invest or use financial services. We do not knowingly collect information from children.

11. Compliance

This Privacy Policy is intended to comply with applicable Indian laws including the Information Technology Act, 2000, Digital Personal Data Protection Act, 2023, and other applicable financial regulations. :contentReference[oaicite:1]{index=1}

12. Changes to this Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with the updated effective date.

13. Contact Us

Finvisor
(Formerly Known as Bharat Financial Services)

Email: mutualfunds@finvisor.co.in
Website: https://finvisor.co.in
Phone: 022-69710923